• These conditions are in place of, and excaude, all other womanses and coorditors whether Imped by statuta or offerts and in particular when the Purchaser acknowledges that he has relied sawly upon his own inspection and salt and judgment and not by reason of any representation by the company.

• Any matter/claimidispute arising out of the transaction will be subject to the jurisdiction of Raipur Courts only.

• The company reserves the rights to alter, modify, add, delete or change the terms and conditions or schemes without any prior intimation.

• No claims of whatsoever nature would be entertained in absence of original Invoice. All request for further services or exchange of the products or complaints pertaining to the product should be accompanied with the original cash/credit memo and valid photo identity of the person making such request/complaint.

• Any item which has been sold can be exchanged at the same storm/showroom branch within 15 (Fifteen) days against that articles only, provided that the article sold has not been used, altered, modified or tampered in any manner. Cash refund will not be possible. The exchange has to be made on fu value of the invoics/product/article. The decision of the store managerresponsible person would be binding and final.

• Taxes would be levied as applicable.

• No complaint will be entertained it.

• The Jewellery is damaged by mishandling.

• The Jewellery is altered or repaired by a person not authorized by Anopchand Tilokchand Jewellers or its franchisees or affiliates made upon realisation of the same.

• Delivary of goods sold under cheques/Demand Draf/ Pay orders would be the rate per gram charged for gold is as mentioned in the Cash memo. The gold rate at any given Sme is not uniform in the market hence ANOPCHAND TILOKCHAND JEWELLERS OR ITS FRANCHISEES OR AFFILIATES does not make any representation with regard to ANOPCHAND TILOKCHAND JEWELLERS OR ITS FRANCHISEES OR AFFILIATES Gold Rate mentioned in Cash Memo.

• Precious and semi-precious products (Ie. Colour stone, Pearl, NCM, Viland, Diamond etc.) weight is deducted from gross weight which is approximate.

• All invoices are payable upon receipts, uniess a credit account has been granted. A late payment charge of 9% above our bank interest rate will be levied on arry account that is not settled within the agreed terms.

• Rates for any article would be fixed upon deposition of 75% of the total orderiînvoice value. Rate once fixed can not be albered.

• All items remain the property of the company unsi fully paid for Jewellery pieces will be accepted for buy back/exchange offer only after due examination for damage, weight and originality.

• At the time of exchange or buy back of Jewellery purchased from ANOPCHAND TILOKCHAND JEWELLERS PRIVATE LIMITED OR ITS FRANCHISEES OR AFFILIATES, the Jewellery pieces will be valued on the following basis:

A) Original Cash memo should be produced at the time of exchange or buy back along with photo identity of the person seeking buy back/ exchange.
B) The nat Gold content will be valued on the basis of ANOPCHAND TILOKCHAND JEWELLERS PRIVATE LIMITED OR ITS FRANCHISEES' OR AFFILIATES' on prevailing Gold rate on the date of exchange / buy back. The weight of the gold will be excluding of all pearls, stones, laakh (ie. wax) dust, dirt and any other extraneous material for the purpose of valuation.
C) The loss of weight (Gold content) can be due to wear and tear,
D) Diamonds and other precious stones will be valued, with appropriate deduction, as per ANOPCHAND TILOKCHAND JEWELLERS PRIVATE LIMITED OR ITS FRANCHISEES' OR AFFILIATES' prevailing policies.
E) Making charges and values of all other stones, beads, pearls and taxes will be completely deducted.
F) This buy back scheme may be withdrawn or modified without prior notice at ANOPCHAND TILOKCHAND JEWELLERS PRIVATE LIMITED OR ITS FRANCHISEES OR AFFILIATES' sole discretion,
G) Valuation of used Jewellery/gold coin for cash back will be less than exchange value.
H) lf a cash refund is sought instead of an exchange, an addisonal deduction will be made on the exchange value of gold Jewellery, Diamond Jewellery and Gold Coins. Payment will be made only by cheque
I) ANOPCHAND TILOKCHAND JEWELLERS OR ITS FRANCHISEES OR AFFILIATES' does not cover any consequential loss or damage of Jewellery or precious stone in studded Jewellery. ANOPCHAND TILOKCHAND Jewellers